Waterloo Personal Injury Lawyers

Waterloo Personal Injury Lawyers

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Waterloo Personal Injury Lawyers

When you face a complicated problem, you need sound advice and practical, timely assistance. This is especially true if you’ve been injured on the job or due to negligence.

If you need a Waterloo personal injury lawyer, VanDerGinst Law is here to help you get the compensation you need and deserve.

VanDerGinst Law can help.

Top Four Things That Should Matter to You Most When Selecting a Waterloo Personal Injury Attorney

  1. Make the process easy and convenient.
  2. Be Affordable.
  3. Get you the maximum amount of money to which you are entitled.
  4. Keep you informed.

Speak With Our Personal Injury Attorneys Today

1. The VanDerGinst Law Waterloo Personal Injury Lawyers Make the Process Simple and Convenient

We know how difficult serious injuries can be.  You may be experiencing pain and incurring medical bills.  You may not be able to work due to your injuries.  The personal injury claims process can be agonizing, tricky and unbearable. The last thing you need is to deal with medical providers, insurance carriers and adjusters. 

Let VanDerGinst Law handle the stress and mess so you can focus on getting better!

We make opening a personal injury case as quick and convenient as possible. 

We can open most files over on the phone or online! Video conferencing is also available!

We are available 24/7 every day of the year! Simply click here or call 800-797-5391

We do whatever is reasonably necessary to open your file as speedily and effortlessly as possible.  Once we open your file, we take direct action to investigate and position your case to get the maximum compensation you deserve.

Many law firms require injury clients to hunt down medical records and other documents.  At VanDerGinst Law, our Waterloo Personal Injury Lawyers do all the work necessary to detail your injuries.  We obtain all the records from medical providers.  We handle health insurance, Medicare, Medicaid, medical payment insurance, and any other benefits which may apply to your case. 

We negotiate with the insurance adjuster and other representatives of the opposing party.  We do our best to position your case for the best settlement possible.  If the opponent doesn’t offer a sensible settlement, our highly experienced Waterloo personal injury lawyers prepare to do battle in court, where we will fight hard to get you the best result.

2. Be Affordable? How about Free? If our Waterloo personal injury lawyers don’t get you compensation for your injury claim, you won’t owe us a dime!

At VanDerGinst Law we handle personal injury cases on a contingent fee basis.  If we don’t get you money for your injuries, there is NO ATTORNEY FEE.  You will NEVER be out of pocket a dime.  We do not get paid unless and until you do.  Our fee is a percentage of the amount recovered. The percentage depends on the type of case we handle and whether the case must be litigated.  But it is never more than 40% of the recovery and is usually between 20% and one third. 

Additionally, even though other personal injury attorneys say they charge a contingent fee, they may also require a retainer fee for costs (for filing fees, expert fees, court reporter fees, postage, records, etc.)  That can often be hundreds, even thousands of dollars.  At VanDerGinst Law we charge NO RETAINER FEE on injury cases.  We forward all costs necessary to pursue your claim.

3. The Waterloo Personal Injury Lawyers at VanDerGinst Law Will Fight to Get You the Maximum Amount of Money for Your Injury Claim

They say a good lawyer knows the law, but a great lawyer knows the judge! At VanDerGinst Law we know injury law – and we’ve represented more than 50,000 injury victims over the years. But we also know the judges, lawyers, medical providers, and insurance adjusters who are involved in Waterloo-area injury claims and lawsuits! We recover millions of dollars for injury victims each year.  We will fight hard to get you the money you deserve!

We have made recoveries in numerous counties across Iowa for a variety of different types of injury cases.  Even more importantly, our peers, clients, and other professionals recognize us as among the best in the country in personal injury law. 


Our Waterloo Personal Injury Lawyers Also Have the Inside Track into The Insurance Industry.  We do not, and never will, represent insurance companies, thus always safeguarding that we never have a conflict of interest in representing our injury clients.  But we employ former insurance adjusters and insurance defense attorneys who know the tricks of the trade.  We put that knowledge to work for you!

If you have suffered serious injuries you need a personal injury lawyer law firm that focuses on injury law, rather than a lawyer who occasionally “dabbles”.  The practice of law is much like the practice of medicine. There are practitioners who have “general” practices and others who specialize.

At VanDerGinst Law we focus on injury law.

We are not saying that general practice attorneys aren’t able to handle an occasional injury claim. But, if you needed brain surgery you would see a brain surgeon, not the family doctor or a podiatrist. By the same token, you can feel completely confident that you will be in great hands with the personal injury lawyers of VanDerGinst Law. 

We can skillfully handle ANY injury case that comes our way.

4. The Waterloo Personal Injury Lawyers of VanDerGinst Law Will Keep You Informed Every Step of the Way

Anyone can make that kind of statement.  But can they prove it?  We can.  VanDerGinst Law is one of the only law firms in the country to have been awarded the Better Business Bureau’s Torch Award for Ethics. 

We have also been awarded the Client’s Choice Award from Avvo Lawyer Rating Service and the Client Champion Award from Martindale-Hubbell Attorney Rating Service. 

(Click here to see testimonials from some of our clients)

Waterloo Personal Injury Lawyers

Waterloo is located in the upper Midwest and is the major metro area for the Cedar Valley region of northeast Iowa. The city is the Black Hawk County seat and serves as the hub for government, manufacturing, healthcare, education, employment, and retail for the region.

Waterloo was named one of Iowa’s Safest Cities in 2018 by the National Council for Home Safety and Security. But even in small, safe towns, accidents and injuries can happen. Waterloo residents experience motor vehicle accidents, slip and fall accidents, construction accidents, animal bites, and faulty product injuries.

If you live in the Waterloo area and were injured on the job or due to someone’s negligence, you deserve compensation for your injuries.

davenport personal injury lawyer


1. What Should I Do and Not Do If I Have Been Injured?

If you are able, without risking your health or safety, you should gather witness information and photos and/or video of the accident site. Of course, if necessary, contact the police or other emergency personnel. Get the appropriate medical attention necessary to address any acute injury as soon as possible. 

Do NOT sign anything for the other party’s insurance representatives.  Do NOT give the other party’s insurance representatives a recorded statement.

2. Do You Need a Waterloo Personal Injury Lawyer?

Of course, you would expect a personal injury law firm to say “yes” to that question.  Indeed, that is our short answer.  But there are many reasons that it makes sense for you to be represented by a personal injury lawyer when you have a claim. 

First and possibly most critically, the right lawyer can make a vast difference on the amount of compensation you will recover from your claim.  Insurance carriers and other big business defendants have lawyers looking out for their interests.  They want claimants to settle for as little as possible.  Only the leverage that can be employed by an experienced personal injury attorney who is willing to file a lawsuit on behalf of clients, can get you the type of compensation to which you are entitled.  VanDerGinst Law has that experience.

Second, why would you even want to tackle the stress associated with filling out loads of forms and dealing with insurance people and medical providers?  You need rest and recuperation from your injuries, not additional hardship. VanDerGinst Law will take the worry away. We make opening a file as easy and convenient as possible. We collect the documentation necessary to pursue your case. We conduct the investigation. We deal with the insurance people and medical providers, and coordinate benefits. We negotiate and get you the best resolution possible.

Third, there is no financial risk to having VanDerGinst Law on your side. If we do not win your injury case and get you compensation, you will not owe us anything!

3. When Should You Hire a Waterloo Personal Injury Lawyer?

If you were injured in an accident and required any type of treatment or attention to those injuries, your accident probably warrants the attention of a personal injury lawyer as well.  With respect to the question of how soon you should speak to an attorney, we suggest that you contact VanDerGinst Law as soon as possible after getting the initial medical care necessary to address your injuries. 

  • Do not wait until you are done treating.
  • Do not wait until you have spoken to insurance representatives or adjusters.
  • Do not wait until you get tired of negotiating on your own.

Adjusters set tentative values on injury claims at a very early stage.  Having an experienced injury attorney on your side can ensure that those values are adjusted much greater than they would be with no attorney.  Witness statements and evidence often needs to be secured at an early stage. A good lawyer will also advise you against signing medical authorization or giving recorded statements.  There are just too many things that can go amiss if you do not get a personal injury lawyer onboard as soon as possible after your injury.

4. Do I Need to File a Lawsuit to get Compensation for My Personal Injury?

Most personal injury claims can be resolved without having to even file a lawsuit.  That only happens if your personal injury lawyer has shown that he or she is willing to file lawsuits and fight for justice whenever it is necessary to get the greatest results for clients. 

At VanDerGinst Law we have a long history of proving our devotion to our clients.  Insurance companies know that.  They know we will file lawsuits if necessary, to get the best results. 

5. Will my personal injury case go to trial?

Even if your personal injury case must have a lawsuit filed, that does not mean it will proceed all the way to a trial.  Probably 95% of all injury cases are settled before going to trial.

At VanDerGinst Law, we prepare all cases as if they will go to trial.  That way we can be in the best position possible to get the best settlements for our clients.

6. How are Personal Injury Damages Determined? What is my case worth?

There are many elements which impact a personal injury case value. Such elements include your age, the type of accident, where you live, the nature, extent and duration of your injuries and treatment needs, the impact of your injuries on your ability to work and earn income, scarring and disfigurement, the impact on family, the nature of the defendant and their insurance and/or assets, and other considerations too numerous to mention. 

If an attorney tells you what your case is worth after a brief conversation about your injuries, they are either misleading or misinformed. 

7. What is Pain and Suffering?

Pain and suffering include harm caused by physical injury and mental distress experienced due to ancillary issues related to the accident and injuries.

8. How Much Does a Waterloo Personal Injury Lawyer Cost?

At VanDerGinst Law we handle personal injury cases on a contingent fee basis.  That means that if we don’t get you money for your injuries, there is NO ATTORNEY FEE.  You will never be out of pocket a dime.  We do not get paid unless and until you do. 

Additionally, even though other personal injury attorneys say they charge a contingent fee, they may also require a retainer fee for costs (for filing fees, expert fees, court reporter fees, postage, records, etc.)  That can often be hundreds, even thousands of dollars.  At VanDerGinst Law we charge NO RETAINER FEE on injury cases.  We forward all costs necessary to pursue your claim.

9. What are the time limits that apply for Waterloo Personal Injury Claims?

The statute of limitations is the law that sets the time in which a person must file a lawsuit.  In Iowa, that time is generally two years from the date of the injury.  There are very limited exceptions which may extend that time.  There are also some situations which require notices be sent or lawsuits filed earlier than that two-year period.  If you neglect to file a lawsuit within the applicable time, you are forever excluded from doing so.  This is why you should contact a personal injury lawyer as soon as possible after your accident or injury.

10. If I was partially at fault can I still be compensated for injuries I sustained in an accident?

Iowa recognizes something known as “Modified Comparative Fault”. Under the Modified Comparative Fault System, each party is held responsible for damages in proportion to their own percentage of fault pro-rata, unless the plaintiff’s negligence reaches 51%.  So, if you are partly at fault your compensation will be reduced be the proportionate percentage of faut.  However, if you are 51% or more to blame, then you are entitled to no compensation. Therefore, if a reasonable award were determined to be $100,000 but you were 40% at fault, your award would be reduced by 40% so that you would receive $60,000.

11. Will medical bills I incurred due to my injury accident be paid by the responsible party?

The responsible party is required to pay the costs for all bills for reasonable and necessary treatment.  That can include medical bills, chiropractic bills, dental bills, physical therapy bills and any other similar costs. 

12. What happens if the responsible party did not have any insurance coverage?

If the party responsible for causing an injury accident does not have insurance or does not have enough insurance, there might be other sources of compensation.  The attorneys at VanDerGinst Law exhaust every possible avenue to identify those sources.

Sometimes we can find employers and other sources who may be vicariously liable.  Sometimes we can turn to our client’s own uninsured or underinsured insurance coverage.  Sometimes we determine the responsible party has ample assets available outside of insurance. 


Waterloo Car Accidents: Click to see what our Waterloo personal injury lawyers can do to get you the best compensation for your car accident-related injuries.

Waterloo Truck Accidents: Commercial trucks accidents (also known as semis, tractor-trailers, or big rigs) can cause devastating injuries.  The rules that apply to truckers and trucking companies are different than conventional motor vehicle accidents.  To get the best recovery you need attorneys who have the experience and special education on how to handle these cases.  VanDerGinst Law’s Waterloo personal injury lawyers have those credentials. Click to see more.

Waterloo Traumatic Brain Injury:  Serious brain injuries can result from accidents that may seem minor.  Symptoms may include headaches, memory loss, agitation, slurring, loss of consciousness and others.  Proper investigation and treatment are vital towards getting reasonable compensation for these types of injuries.  Click here to see how we can help.

Waterloo Motorcycle Accidents: Motorcycle accidents often result in serious injuries or even death.  Read more about how our Waterloo injury lawyers help bikers and their families when serious motorcycle accidents occur.

Waterloo Wrongful Death Claims: Wrongful death can occur due to someone’s negligence, intentional actions, or other types of wrongdoing.  We can help your family get through a difficult and confusing time and get the financial recovery necessary to assist in easing some of the burden that comes when a loved one is lost.

Waterloo Bus Accidents: Whether you were hit by a bus or were injured as a passenger, you should have an experienced personal injury attorney on your side.

Waterloo Pedestrian Accidents: If you or a loved one is struck as a pedestrian by a vehicle the injuries can be devastating.  See what our Waterloo injury lawyers can do to help.

Waterloo Premises Liability: Premises liability can include any number of accident- or injury-causing incidents that occur on commercial or residential property.  Read more.

Waterloo Dog Bites:  VanDerGinst Law has a lot of dog lovers.  Nevertheless, if a dog attacks, serious injuries can occur.  Often, compensation is necessary to address medical bills and sometimes even plastic surgery. See how our Waterloo injury attorneys can help.

Waterloo Class Action Lawsuits: Class actions arise when many people are harmed by a single defendant (or a few defendants).  VanDerGinst Law is involved in several class action lawsuits.  Click here to see more.

Waterloo Spinal Cord Injury:  Spinal cord injuries can result from countless types of accidents. Serious spinal cord injuries can result in paraplegia or quadriplegia.  If you or a loved one has suffered this type of injury contact VanDerGinst Law right away.  Our Waterloo injury lawyers will fight hard to get the compensation necessary to help you return to as normal a life as possible after such devastation.

Waterloo Swimming Pool Injuries:  Swimming pools are a great way to relax, exercise or recreate.  But they can also result in slip and fall accidents and diving accidents that lead to serious injuries, or even drowning. Read more on how our Waterloo injury lawyers can help. 

Waterloo Slip and Fall Accidents:  Slip and fall accidents can occur indoors or outdoors.  They can happen at commercial properties and residential properties.  They can happen on sidewalks, in parking lots and other public areas.  And they often result in serious injuries.  VanDerGinst Law can help get you the compensation you deserve when faced with a slip and fall accident.

Waterloo Worker’s Compensation Claims:  Even if you were at fault in causing the accident which led to injuries at work, you can still be entitled to worker’s compensation benefits. If you were working and doing something in furtherance of your employment you may qualify for compensation.  Our attorneys can help you get proper compensation and explore other possible sources of compensation.

Waterloo Construction Accidents:  Construction accidents can lead to serious injuries that require the attention of an experienced Waterloo personal injury lawyer.

Waterloo Insurance Claims:  Insurance claims can be made in relation to injuries from accidents.  But they can also be related to other rights you may have under any insurance policy you may have. (Commercial, Homeowner’s, Health, Liability, etc.).  See how we can help.

Waterloo Business Interruption Insurance Claims:  Small businesses are often forced to close or restrict their operations when catastrophes occur.  Many Iowa businesses were restricted due to the pandemic. Business interruption coverages may apply even when the insurance carrier says it does not. Contact us to see if we can help. 

Waterloo Medical Malpractice:  Medical providers are held to a high standard of care in rendering care and treatment to patients.  When they breach that standard of care the consequences can be disastrous. Click here to learn more. 

Waterloo Nursing Home Negligence:  When a loved one has been neglected in a nursing home a Waterloo personal injury lawyer can assist in securing compensation.

Waterloo Nursing Home Abuse:  When a loved one has been abused in a nursing home a Waterloo personal injury lawyer can assist in getting justice.

Contact a Waterloo Personal Injury Lawyer Today.

We know that the personal injury claims process can be frustrating and overwhelming.

Let the injury attorneys at VanDerGinst Law help fight your battles while you focus on recovery. 

Reach out to our firm by calling (800) 797-5391, or contact us today to schedule a free consultation.

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