Nursing Home Abuse Lawyers

Handling Nursing Home Abuse and Neglect Cases in Iowa and Illinois

If you believe that a family member has been the victim of nursing home abuse or neglect, you must act quickly to protect them from further harm.

The idea of a loved one suffering from abuse—especially from those entrusted to provide their care—is unthinkable. Unfortunately, the unthinkable does happen all too often.

Fortunately, you can take action to get them to safety, protect their legal rights, and get justice for their injuries and other damages.

A nursing home abuse lawyer can help you get justice for the victim and compensation for your damages.

Full Episode Transcript

Stay tuned to learn more about nursing home abuse and neglect, what can you do to ensure that your loved one is being properly taken care of?

Hi, I’m Dennis VanDerGinst being an attorney, I know that the law can get confusing. In Legal Squeaks, we provide you with useful and easy to understand squeaks of information on legal and consumer issues that you can apply in your daily life. Let’s get started.

Welcome to Legal Squeaks, I’m your host, Dennis VanDerGinst.

Before we get started, I’d like to remind you all, please be sure to subscribe to Legal Squeaks on your favorite podcast platform. It’s free, it’s easy, and we would be most grateful. Today, we’re going to discuss a very sad topic, nursing home abuse and neglect. As we get older, many of us are faced with the responsibility of being a caretaker for our aging parents or grandparents. We all hope to assist our loved ones in being independent as long as possible.

However, for many, skilled nursing care in a residential environment is the only option. Placing a loved one in a nursing home is one of the most difficult decisions that people have to make. Now, nursing homes are supposed to provide residents with the level of care that they’d not otherwise receive in their own homes or on their own. And most nursing homes do a fairly decent job of doing so. Nursing homes are often tasked with caring for residents who suffer from neurodegenerative diseases like dementia or who are physically disabled or incapacitated and can’t perform self care.

And there’s this expectation that we have that the nursing homes going to provide a high level of care to our loved ones as residents and treat them with respect, compassion and even love. The Nursing Home Abuse Center estimates that about one to two million U.S. citizens 65 years of age or older have been mistreated, exploited, or injured by a caregiver. Unfortunately, a study of 2000 nursing facility residents indicated that an abuse rate of 44 percent and the neglect rate of 95 percent exists in nursing homes, according to the NHAC.

So even after a tireless search and due diligence, you can sometimes end up placing a loved one in a nursing home that ends up not providing quality treatment and care. Sometimes this is because they’re understaffed. Sometimes it’s due to poor hiring policies or poor supervision. Poor h–or poor care in a nursing home can constitute negligence or even abuse. We like to believe that when we turn care of a loved one over to a nursing home, that they will be well taken care of.

And in many instances they are. But sometimes they’re clearly ignored and or abused. Some of the neglect or abuse that takes place is absolutely appalling. And I don’t say this to scare anyone, but it does exist and people need to monitor the care that their loved ones receive in a nursing home. This is even more important when your loved one suffers from a form of dementia or another malady which makes it either difficult or impossible for them to relay their own concerns or complaints about their treatment.

Abuse or neglect in a nursing home doesn’t only encompass the actions or inactions of the nursing home staff, but it can also include the actions of residents toward each other. In other words, sometimes residents of nursing homes hurt each other. The nursing home might be liable for the actions of those residents if they knew or should have known or should have anticipated that a potential danger existed and did nothing about it. In other words, if they know or they should be aware that one resident may harm another resident, then they need to do what they can to diffuse the situation and or to warn residents or their loved ones that it exists.

Generally speaking, abuse and neglect in nursing home settings fall under several general categories. Probably the most obvious would be physical abuse and neglect, but that can encompass a lot of different scenarios. The most obvious would be those situations where a resident is attacked or struck or otherwise physically harmed by a staff member or another resident. But it can also include such situations, such as placing a resident in an improper body position or not properly turning a resident who is bedridden in order to avoid bedsores.

That can be another way in which a resident is physically harmed, physically abused, physically neglected. It can involve failing to bathe a resident. It can include not giving proper toileting opportunities to resident. It can involve failure to give a resident proper nutrition. I’m sure you can imagine any number of similar situations that might arise which constitute physical abuse or neglect. Physical abuse might be indicated if you see any of the following situations. First of all, unexplained broken bones, dislocations, sprains, bruises or welts, signs of restraint having been used.

In other words, if you see in your loved ones a room that there’s a sign of restraint that might indicate that there is some physical abuse taking taking place, and you’re going to want to be aware of that. If you see broken eyeglasses, if you notice that your loved ones, tooth or teeth, are loose or missing, if you notice a traumatic hair loss, if you see unexplained burns or scratches. If it becomes necessary–and there are reports to you that there are various emergency room trips, including two different emergency rooms, or if there’s a history of hospitalization for the same injuries.

That’s also indicative of physical abuse. If there’s a refusal by the caregiver, in other words, a staffer at the nursing home to let you be alone with your loved one, that’s usually a good indication that something untoward is occurring. If there are unusual behaviors that you’re noticing from your loved ones, such as mumbling or rocking back and forth, that can also be an indication that some type of physical abuse or neglect is occurring. Medical negligence is another form of abuse or neglect that can occur in nursing homes. Anytime there’s a digression from the acceptable standard of care with respect to a nursing home resident,

and when that lack of care then leads to an injury or illness, that can constitute medical negligence. It can arise in the context of failing to dispense a resident’s medication or giving the wrong medication or the wrong dosages. It can result as as a failure to properly position or turn a bedridden resident, as I indicated earlier. It can occur when a resident is improperly transferred from a bed or or to to or from a bed or to or from a seat which results in a fall.

It can occur if a wound is not properly addressed and becomes more dangerous, or when a nurse or other staff member fails to seek further and proper medical care in the midst of a medical emergency. Those are all indications that medical negligence may be occurring, which is a form of nursing home abuse or neglect. Something that isn’t often discussed but is fairly prevalent in nursing homes is the issue of sexual abuse. That is something that takes place in nursing homes.

Any sexual contact between a resident and anyone else may constitute sexual abuse. Now, this can take place between a nursing home resident and a staff member, or it can take place between residents. If it’s non-con–if it’s non consensual, it is a form of sexual abuse. Even if it appears to have been consensual, it may still be a form of sexual abuse, if your loved one, as the resident, is not is not capable of giving proper and reasonable consent due to their medical or their mental condition.

In a situation like this, there might not only be civil consequences, but also criminal repercussions available as well. This is also a good example of how and when a nursing home may be liable for damages that result, even if it’s another resident guilty of the sexual assault or abuse rather than a staff member. Because if employees or management or ownership of the nursing home knows or should be aware that there’s a risk that such activity may or is taking place between residents or with staff, they have to take measures to reduce that possibility and or to warn both the resident and or their loved ones that something like that is going on.

Otherwise, if they fail to do so, they can and should be liable for the damages that result as a consequence of that kind of sexual abuse. Now, some signs of sexual abuse would be indicated if you, as a loved one, notice unexplained STDs or other genital infections. If you notice bruising near or around the genitals or the breasts, if you notice stained bloody or torn underwear or clothing, if you notice vaginal or anal bleeding, which is not related to a medical condition, those can all be an indication that there is some kind of sexual abuse taking place and should be a red flag for you to follow up on.

Abuse may also be emotional or psychological as opposed to physical. Bullying, taunting, teasing residents, those are common examples of emotional abuse. Refusing to allow residents to participate in social activities or to spend time with loved ones are also examples of psychological abuse. Some of the indications of emotional abuse may be if, for instance, if you are visiting a loved one and you witness that any of the staff members are exhibiting a controlling or threatening behavior, or if you see just a lack of friendly interaction between the staff and your loved one, that is an indication that you should be very tuned in to what is going on with respect to your loved one and others.

And in an indication you should be looking for this kind of emotional or psychological abuse. Another area where nursing home residents are often exploited is financial exploitation. In that context of nursing homes. Sadly, some nursing home staff members take advantage of nursing home residents by exploiting them financially. They may directly steal from a resident. It could be money. It could be items that a resident has in their room or near their bed. They may ask the resident to borrow money or items and never have an intention to repay it.

Or even if they have the intention, they shouldn’t be asking anyway. And in some instances, in some instances, they even convince residents to change their will in order to include them as a beneficiary in the residents will. So be on the lookout for these types of issues to determine whether there is some type of financial exploitation going on. First of all, if you’re seeing that there are unusual packages, goods, subscriptions, or services that are being rendered in the name of your of your loved one, that’s a good indication.

If your loved one is not getting proper medical care, it may be because funds are are being diverted by a staffer. If you notice, unexplainable withdrawals from the accounts of your loved one. Again, that’s a good a good indication something bad is going on. If you notice that other names are being added to credit cards and bank accounts or that you’re just simply seeing that money and or other items are missing, those are things that you have to be on the lookout for and finally look to see if there are any changes in powers of attorney, life insurance, wills, deeds, etc.

So these are all examples of how nursing home residents might be abused or neglected. Sometimes, as I said, these can result from a lack of proper training. Sometimes they result as a lack of a proper ongoing supervision. Sometimes they result simply because the nursing home is understaffed. But most disappointing of all, however, is when these things occur because of deliberate intent. Some of the common injuries and ailments that occur as a result of these types of abuse of abuse include sepsis, bedsores, fractures, dehydration, infections, malnutrition, burns, breathing tube injuries, and other injuries, as well as emotional trauma.

Now, residents and their loved ones may be able to hold nursing homes accountable for damages that result as a result that result due to the nursing home abuse or neglect. In among those damages might be medical expenses that are recovered in order to pay for care related to addressing that neglect or abuse compensation for emotional or physical pain and suffering, certainly out of pocket expenses related to any losses that are incurred. But obviously, when you get to the point where you’re looking for damages to be recovered, that means that the harm has already occurred.

So that begs the question, what can you do to ensure that your loved one is as removed as possible from harm’s way when being relegated to a nursing home? Well, first of all, there is a five star quality rating system which acts as a tool to help consumers select and compare skilled nursing care centers. It was created by the Centers for Medicare and Medicaid Services in 2008. The rating system uses information from health care surveys, quality measures and staffing.

And it’s a good idea to start there to review ratings before making decisions as to where to place a loved one with respect to nursing home care. However, it doesn’t always work as well as it’s intended. The ratings may not always represent the true history of the facility, especially because these facilities obviously behave differently when they know they’re being inspected. Further, you can’t trust reports concerning your loved ones from the facilities themselves because they’re not going to tell you anything that might get themselves into trouble.

So here are some other helpful suggestions. Always be looking for red flags that suggest abuse or neglect. If you have a loved one who’s bedridden, check for bed sores. Bed sores could indicate improper care by the facility beyond simply not turning them properly. It may just be an overall lack of care. So you want to look and see if there are bedsores. If you notice that your loved ones eyes are drawn or their skin seems sunken, that could be a sign of dehydration.

Other signs you want to look out for would include bruising, especially in odd places, as well as fractures, weight loss. You’re always going to want to monitor the medication to make sure that none of the medication is missing. That will indicate whether or not it’s being dispensed in the way it’s intended. And the best way to to monitor for these signs is to make trips to the nursing home and inspect your loved one as often as possible, inspect their room as often as possible.

That’s not always possible for some people. If, for instance, you don’t live in the area where your loved one is a resident. So then you might want to explore the possibility of video monitoring. Sometimes that’s not a realistic opportunity because your loved one may have a a roommate. And then there are privacy issues at stake. But you’ll want to see if that jurisdiction allows recording without people, you know, another person’s prior knowledge and consent. And you might also want to check with the nursing home to see if you are breaking any policies if you ask about video monitoring.

But it’s a great solution or at least a great way to address some of these concerns if it is available to you. If you suspect that your loved one has been abused or neglected in the nursing home, you can certainly raise the issue with the administration or management of the nursing home. However, that’s not always going to result in a viable remedy. So it doesn’t hurt to speak to an attorney right away in order to determine what the best course of action may be.

Be aware that sometimes when an untoward event occurs like a fall or what might appear to be a physical abuse or medical negligence situation, it’s not unusual for a nursing home to try to cover their tracks as quickly as possible. So if you suspect that there’s some abuse or neglect going on, speak to an attorney right away. In most instances, these attorneys, the attorneys that handle these types of cases do so on a contingent fee basis. Therefore, you’re not charged anything unless and only when there is a financial recovery.

Obviously, that is only is only going to, again, address the harm. It’s not it’s not going to keep the harm from occurring. However, by pursuing those types of remedies, it does present a chilling effect on nursing homes so that they try hopefully to remedy any problems that lead to these issues to begin with. So it’s certainly worth looking into if you suspect those types of things are going on. My law firm, VanDerGinst Law, is honored to help if you have any questions.

And as always, I want to thank you for tuning in to Legal Squeaks. Be sure again to subscribe to Legal Squeaks on your favorite podcast platform. You can also go to LegalSqueaks.Com to suggest any other topics you’d like us to discuss and to watch the video version of this and all of our episodes. Also, please check out our other podcast, Uncommon Convos. If you have any suggestions in the future and you can’t reach us via the LegalSqueaks.Com, feel free to reach out at 800-960-VLAW and we’d be happy to talk to you.

Tune in next week when we discuss another legal or consumer issue that may impact your life. And in the meantime, have a great day. Stay safe. And I love you all.

Is Your Loved One the Victim of Nursing Home Abuse?

We Can Help

Get a Free Case Review

What Can You Do if You Fear Your Loved One Is a Victim of Nursing Home Abuse or Neglect?

Substandard care, neglect, and abuse are always a risk when you have a loved one in a nursing home, assisted living community, long-term care facility, or rehabilitation center. Nursing home abuse can take many forms, including physical and emotional abuse, financial abuse, sexual abuse, and neglect.

Unfortunately, many victims are not aware of what’s going on or able to communicate the problem. In many cases, victims are too afraid to speak up, especially if their abuser has threatened them or their family members.

Symptoms of abuse can be subtle or non-existent, especially in cases that involve emotional or sexual victimization. The symptoms of neglect are easier to identify, and include unexplained weight loss, untreated illnesses, bedsores, poor hygiene, dirty bedding, etc.

Many victims’ family members report having a feeling that something just isn’t quite right.

If you have that feeling, or if you have seen something that makes you suspect your loved one could be a victim, talk to a nursing home neglect attorney as quickly as possible.

  • $2,547,000

    Failure to Diagnose - Medical Malpractice

    We were able to secure $2,547,000 for our client because doctors failed to properly diagnose and treat her for the cancer to which she ultimately succumbed.

    $650,000

    Infant Burned at Daycare

    We were able to secure $650,000 for an infant who was burned by boiling water while at daycare.

    View More Results

  • Dennis VanDerGinst is an incredibly caring man. He and his office helped my family tremendously. I am so grateful to them and would not hesitate to return if I ever had another legal problem.

    Ginger L.

How Can VanDerGinst Law Help You?

At VanDerGinst Law, our personal injury attorneys are compassionate advocates for abuse and neglect victims and their loved ones. We will help you relocate the victim to another facility, if necessary, and help ensure they get whatever type of medical evaluation and treatment they need.

We will gather evidence, document your case, and call on whatever resources we need to establish fault and prove liability. We will document your damages, helping to ensure we recover the maximum possible compensation.

Depending on the details of your case, you could be entitled to recover compensation for the victim’s medical treatment, relocation expenses, emotional trauma, pain and suffering, and more.

We successfully negotiate a settlement in most cases, saving you and your loved ones the emotional trauma of court battle.

Nevertheless, we won’t hesitate to take your case to court if that’s what it takes to get justice.

You have only two years to take legal action for nursing home abuse in Iowa or Illinois.

Talk to the  personal injury lawyers of VanDerGinst Law today to ensure you don’t compromise your legal right to compensation.

To schedule a complimentary consultation with one of our nursing home abuse and neglect attorneys, contact us now.

Pin It on Pinterest

Share This

Hi there. Welcome to Legal Squeaks. I’m your host, Dennis VanDerGinst. And before we start discussing today’s topic, I’d like to ask you to please make sure you register or subscribe to Legal Squeaks on your favorite podcast platform.

It’s easy to do and it’s absolutely free. By doing so, you’ll be notified every time a new episode becomes available. And it also helps us track how successful we are with our content. You’ll also be able to view this podcast and all of our episodes at legalsqueaks.com.

So today’s topic is an important one. It’s what to do if you’re involved in a car accident. More than 10 million car and light truck crashes occur in the United States each year.

And even though there are fewer cars on the road since the Covid pandemic, in fact, 16 percent fewer, according to some sources, it’s ironic, but fewer drivers has actually led to more speeding to the tune of 27% increase and also hard braking incidents, up 25% as well as phone usage while driving, which is up 38%.

So the volume of car accidents hasn’t decreased, even though there are fewer cars on the road. The chances are that you or a close friend or family member has either been in a car accident at some point or will be in the future, even if it’s just a fender bender.

And when accidents like that happen, it’s easy to get anxious and stress. Adrenaline can prompt you to do things and say things that you should avoid. So it’s good to know in advance what you should do if you’re ever in that situation. So that’s what we’re going to talk about today.

The first thing is, as I mentioned, the adrenaline can get you pumped up. You want to try to remain calm. You won’t be able to make the important steps necessary in addressing the issues unless you are as calm as possible under the circumstances.

Always be sure to stop, first of all, when you’re in accident, don’t drive away from the scene of an accident, even if it’s a minor accident, because first of all, you may be overlooking opportunities to pursue compensation if you’ve sustained property damage or injury. And secondly, you could be facing criminal penalties, especially if you’re partially to blame in causing the accident. So always make sure you stop.

Once you’re stopped, first thing to do is check for injuries. Check yourself, check any of the passengers in your vehicle to see if there are any visible injuries and then call 911 one or ask someone else to do so if it appears that anyone is hurt, either in your vehicle or another vehicle that’s been involved in the accident. If you’re seriously injured, try not to move until help arrives to attend to your injuries.

Next, you want to determine what to do with your your vehicle. Now, that, of course, presupposes that your injuries allow you to assess that situation. If so, then you can determine whether your vehicle should be moved. Ideally, vehicles should be left safely where they came to rest so that if necessary, they’re in the same position they came to rest for purposes of accident reconstruction in order to determine where liability issues might exist.

So in other words, let the cars remain where they are, if they can be left there safely, so that a determination can be made with respect to who was at fault. But make sure that you’re in a safe location, even if you leave the vehicle where it came to rest. If the vehicles pose a hazard to you or to other people, then of course they should be moved to ensure safety.

In that case, you’ll want to pull them to the shoulder of the road or otherwise out of the way of approaching vehicles. If you can, you’re going to want to also make sure that you turned the hazard lights on. You can prevent further accidents by sending up flares if you have them, especially if it’s dark out. And if your lights aren’t working. You should prepare for things like this by making sure you also have a flashlight in your car at all times so that if you do have to be on the side of the road and it’s dark, you can at least have the light, the flashlight on to make sure oncoming vehicles can see that you’re there so that they can avoid causing further harm.

Next, make sure you keep a cool head, even if you know that the other person is clearly at fault, try not to yell and become angry. If the other person does so, avoid a confrontation or an argument. Don’t assign fault and important, importantly, also, don’t admit guilt to the other persons who are at the scene.

Next, you’re going to want to document the accident. Now, what I mean by that is if your injuries allow you to do so and you have a phone with a camera or video on it or otherwise have a camera or video recorder available, take photos and or videos of the scene.

What you want to depict are the roadway itself and the nearby traffic controls. You want to show the position of the vehicles where they came to rest after the accident. And if they were moved, you want to also show where they were eventually moved. You want to show the damage to the exterior and the interior of the vehicles that were involved. You want to show debris like broken glass. If if there, if there are such, if there is such evidence of debris. You’re also going to want to show skid marks. You want to show the vehicle license plates.

In addition, you want to gather information from witnesses to the accident. The contact information, their names, what they might recall as far as the scene of the accident. Take note of any potential traffic cameras or security cameras in the in the area because they might have actually picked up footage of the accident. One thing you might want to be aware of also is that if there are ATMs, automatic teller machines, nearby don’t rule out the possibility that the cameras in those machines may have actually picked up footage of the accident.

You also want to note the weather and the road conditions. If, if you can’t take pictures, you’ll want to make a diagram while everything is still fresh in your mind or record it on on your your phone with audio, if possible.

Next, call the police. If nobody else has done so, it’s a good idea to call the police, even if it doesn’t appear that there are any serious injuries. You may need to make a police report in order to file a claim with your insurance company, even if it’s just a claim for damage to your vehicle.

The vehicles that are involved in the accident, as I mentioned before, should remain where they are unless they interfere with traffic. That way, when the police arrive, they can make a determination as to how the accident occurred and perhaps assess liability by issuing tickets or traffic citations.

When the police arrive, make sure you tell the officer or the officers exactly what happened. If you don’t know certain facts, tell that to the officer. Don’t speculate, don’t guess. Don’t misstate any of the facts.

If you’re asked if you are injured and you’re not sure, tell them that you’re not sure rather than saying, no, you’re not, not injured. Because often the pain and injuries from the accident don’t become apparent for hours, sometimes even days. So don’t say no or that might be held against you later on when you find out that you’re actually hurting from the accident. You should also make sure that the statements that are made by other persons who were either involved or witnessed the accident are accurate as well.

Be sure to write down the name, the badge number and the agency of the law enforcement officer who responds to your crash and prepares the traffic crash report. Also, make sure you get the report number. You should be able to contact that law enforcement agency within a day or two after the crash and request a copy of the report. In many instances, you’re just going to leave that up to an attorney, assuming that you do hire an attorney to help you, and I’m going to tell you why you should do that in just a moment.

In some states such as Illinois, you also have a legal duty to file a written report with the state’s Department of Transportation. Now, if you’re in a car wreck, when you’re in a different state, it’s best to always call 911 one to make sure that you are compliant with the state laws and to properly document what happened. If the police can’t come to the scene of your accident or if they have to leave before they take a report or they don’t show up because nobody seems to be hurt or the involved vehicles are not blocking traffic, et cetera, don’t panic.

Just make sure you go to the nearest police station and file a report as soon as possible after the accident. Most states allow up to seventy two hours to make a police report, but the laws vary by state. So get there as soon as possible if the police cannot arrive at the scene.

Next, exchange information with the other driver. Now, typically, an investigating officer will obtain that information for you or your insurance company may also do that.

But regardless of whether injuries are seemingly involved or if the police is called, you need to exchange certain relevant information with the other driver. State laws differ on what information you’re expected to exchange, but at very minimum, you’re going to want to get the other driver’s name and insurance information. You should ask to see the other drivers insurance card and if possible, look at that person’s license to confirm that the name and address that they give you are accurate. I’m not suggesting that people don’t give that information accurately, but you can assume that it does occur on occasion.

Also, don’t make any side deals with the other drivers to accept or pay cash for the accident instead of filing an insurance claim. Even if the other driver offers a significant amount of money or claims that they have no auto insurance, it generally creates more problems than it solves. So don’t cut those deals. If they tell you they don’t have insurance coverage again, let an attorney address that issue for you later on.

Important: get emergency medical attention if it’s necessary. All of the other things that I’ve mentioned here may not be addressed immediately if you have acute injuries that require immediate medical attention. Your health and well-being comes first.

Along those lines, don’t reject the emergency care at the scene, nor an ambulance ride to an emergency department if it’s offered or suggested by the emergency personnel who arrive there at the scene.

Even if you think you can tough it out or you can drive yourself to the emergency room, you may find that your injuries are more serious than you thought. And your rejection of care at the scene could later be viewed by an insurance company or even a jury, if it goes that far, as one: an indication that you must not have been injured if you didn’t accept that kind of care or two: you failed to mitigate your damages.

And by that, what I mean is everyone is obligated to do what they can to minimize the impact of damages that they sustain as a result of an accident. So if you don’t get the medical attention that a prudent person would ordinarily allow, that could be held against you. So don’t let that happen.

Next, make sure you report the accident to your own insurance carrier. Even if you weren’t at fault, you’re going to want to alert your insurance carrier to the accident. Many policies require that you report as soon as possible and you cooperate with with them. Otherwise they can deny benefits to which you might be entitled.

Now, why would you care if that’s the case if the other party is at fault? Well, I’ll tell you, because often the other parties insurance is going to delay in paying anything. Even if the other party is at fault, a lot of times their insurance is going to drag their feet. Sometimes there are legitimate reasons for their delay. For instance, they need to conduct their own investigation and speak to their own insured. Other times they’re simply being obstructionist in order to force you to accept a nominal settlement. So you can turn in those instances, you can turn to your own insurance to repair or replace your vehicle and get your rental vehicle if it’s necessary.

And if you have MedPay, medical payments coverage, or PIP, personal injury protection, you may rely on that coverage to pay some of your initial medical bills or at least cover any deductible or copay you may have with, if you have other health insurance options. And don’t feel bad for your own insurance company, that’s what you pay for. And they’re going to be reimbursed in most instances when a recovery is made against the other person’s insurance. So be sure you get in touch with your own insurance carrier so that you can take advantage of any coverage that you have.

Also, make sure you follow up and we talked about the emergency attention, but follow up with medical care and treatment. Whether you seek emergency care or not, after the accident, the chances are you’re going to feel the effects of an accident in the hours or days that follow. Don’t delay, seek the appropriate care and treatment. Sometimes that will be emergency care. Sometimes that may require a visit with a family doctor or a chiropractor. And then once you’re seen by an initial treatment provider, there might be a determination made that you need further follow up with other treaters like physical therapists, orthopedist, neurologists, et cetera.

Also, keep in mind that if you lost consciousness or were dazed for even a short period of time following a collision that you may have suffered a concussion or a closed head injury. This can cause cognitive and behavioral changes if it’s not treated properly. So be sure to get that proper follow up.

Next issue to discuss, do not help the other person’s insurance company. You have an obligation to cooperate with your own insurance company, but there’s no such obligation with respect to the other driver’s insurance company.

That company representative may certainly reach out to you and attempt to get a recorded statement. Don’t do that. It may appear to be innocuous. It may appear to be innocent. But even though it may not lead to problems, it certainly can. Their job, bear this in mind, their job is always to minimize that insurance companies obligation to pay compensation to you. And they’re going to frame questions and information in the way best suited to do that.

So similarly, don’t sign anything that they ask you to sign. Don’t sign medical authorizations, don’t sign release forms. They may tell you that they need an authorization in order to review and pay your medical bills. However, they’re often going to use those authorizations to dig into your past medical history in order to argue that your injuries are related to something other than the accident. All information should be provided to that insurance company, via an experienced attorney who is representing you. And we’re going to talk about that again in a moment.

I do want to point out, however, that sometimes the insurance company that represents you is also the insurance company that represents the other party. So in those instances, you do, it’s kind of odd, because you do have an obligation to speak to the adjuster who is assigned on your policy, but you don’t have any obligation, and again, what I just outlined applies when it is the adjuster who is assigned for the other party’s policy, even though there is, it’s the same company, they’re supposed to keep those claims issues separate and apart.

That, again, is why it is important to speak to an attorney and make sure that you are compliant with your obligations under your own coverage, but you are not giving up opportunities to make arguments for compensation under the other person’s coverage.

So, as I mentioned, speak to an attorney. If your injuries warrant the attention of a treatment provider, they likely also warrant the attention of an attorney.

There are so many things that can go wrong when an accident victim tries to go it alone. As an accident victim, you’re not going to know what you’re obligated to provide to insurance carriers, nor are you going to know what you’re entitled to receive in the way of compensation. That creates an environment that allows accident victims to be exploited by greedy and unscrupulous insurance companies. And I’m not saying that all companies are that way, nor am I saying all adjusters are that way.

But the insurance industry hasn’t become a trillion dollar industry by willingly giving everyone the compensation to which they’re entitled. Their job is to try to resolve claims for as little as possible while they accept the premiums from their insureds. So an experienced injury attorney will know how to gather the necessary information, ensure that you get reasonable and necessary medical care or other care and treatment, and make sure that you’re properly compensated for your medical bills, your lost wages, your out of pocket expenses, property damage, pain and suffering and other damages.

To help your attorney get you that proper compensation, be sure that you’re also keeping a journal and or a file of your accident and treatment. Write down your memories of what happened in the accident, while those details are still fresh in your mind. Keep a journal that records your injuries and the way they’ve impacted your normal life activities. It’s also a good idea to keep a file in which you can store copies of medical bills and other receipts, accident reports, work records and correspondence between you and the insurance company representatives. Now, good attorney is also going to gather that from the sources, but it doesn’t hurt for you to start gathering that right away.

Also, make sure that you keep all of your treatment appointments and don’t do anything inconsistent with your care. Insurance companies will be watching. As I mentioned before, you have a duty to mitigate your damages. If you fail to keep your treatment appointments, there’s an argument that can be made that if you had done so, if you had properly treated, your injuries would not have been as, as difficult to deal with, they would have resolved quicker, et cetera. So you need to mitigate those damages by making sure that you are keeping those appointments.

You also don’t want to do anything inconsistent with your care, as I mentioned. So if you have a neck injury, it doesn’t make sense for you to try to go out bowling. And then, of course, somebody may post a photo of you enjoying yourself bowling. That’s obviously very inconsistent with your injuries and the care that your treatment provider may be attempting to provide.

Along those similar lines, do not share your case with other people. While you might be able to discuss what happened with your family, you should be cautious about talking to others about your accident, because conversations with friends or with the general public are not protected by confidentiality privileges. So specifically, never discuss your cra, crash or your injuries or your treatment or your dealings with the insurance company on social media.

So don’t post on Facebook, don’t post on Twister, Twitter or any other social media, because those posts and those comments can be used by the other side, if the case goes to trial, they can be admissible and they can be used against you. So be sure to avoid that.

I hope this information was useful. If you’ve been injured in a car accident, again, it’s extremely important that you get a personal injury attorney on board as soon as possible. I’m not here to solicit cases, but if you have any questions or need help with the car accident, feel free to contact me directly or contact VanDerGinst Law at 800-960-8529 or info@vlaw.com.

As with most, as with most personal injury attorneys, consultations are free and there’s never an attorney fee unless we get you compensation.

Thank you for listening to Legal Squeaks. Again, if you haven’t already done so, please register, subscribe, review and or like Legal Squeaks on your favorite podcast platform. You can check out the video recording of this podcast and other episodes at legalsqueaks.com. Also, please be sure to check out our other podcast, Uncommon Convos.

Look for us next week when we will have some more important legal and consumer information on Legal Squeaks. In the meantime, have a great day. Stay safe. And I love you all.

Hi there. Welcome to Legal Squeaks. I’m your host, Dennis VanDerGinst. And before we start discussing today’s topic, I’d like to ask you to please make sure you register or subscribe to Legal Squeaks on your favorite podcast platform.

It’s easy to do and it’s absolutely free. By doing so, you’ll be notified every time a new episode becomes available. And it also helps us track how successful we are with our content. You’ll also be able to view this podcast and all of our episodes at legalsqueaks.com.

So today’s topic is an important one. It’s what to do if you’re involved in a car accident. More than 10 million car and light truck crashes occur in the United States each year.

And even though there are fewer cars on the road since the Covid pandemic, in fact, 16 percent fewer, according to some sources, it’s ironic, but fewer drivers has actually led to more speeding to the tune of 27% increase and also hard braking incidents, up 25% as well as phone usage while driving, which is up 38%.

So the volume of car accidents hasn’t decreased, even though there are fewer cars on the road. The chances are that you or a close friend or family member has either been in a car accident at some point or will be in the future, even if it’s just a fender bender.

And when accidents like that happen, it’s easy to get anxious and stress. Adrenaline can prompt you to do things and say things that you should avoid. So it’s good to know in advance what you should do if you’re ever in that situation. So that’s what we’re going to talk about today.

The first thing is, as I mentioned, the adrenaline can get you pumped up. You want to try to remain calm. You won’t be able to make the important steps necessary in addressing the issues unless you are as calm as possible under the circumstances.

Always be sure to stop, first of all, when you’re in accident, don’t drive away from the scene of an accident, even if it’s a minor accident, because first of all, you may be overlooking opportunities to pursue compensation if you’ve sustained property damage or injury. And secondly, you could be facing criminal penalties, especially if you’re partially to blame in causing the accident. So always make sure you stop.

Once you’re stopped, first thing to do is check for injuries. Check yourself, check any of the passengers in your vehicle to see if there are any visible injuries and then call 911 one or ask someone else to do so if it appears that anyone is hurt, either in your vehicle or another vehicle that’s been involved in the accident. If you’re seriously injured, try not to move until help arrives to attend to your injuries.

Next, you want to determine what to do with your your vehicle. Now, that, of course, presupposes that your injuries allow you to assess that situation. If so, then you can determine whether your vehicle should be moved. Ideally, vehicles should be left safely where they came to rest so that if necessary, they’re in the same position they came to rest for purposes of accident reconstruction in order to determine where liability issues might exist.

So in other words, let the cars remain where they are, if they can be left there safely, so that a determination can be made with respect to who was at fault. But make sure that you’re in a safe location, even if you leave the vehicle where it came to rest. If the vehicles pose a hazard to you or to other people, then of course they should be moved to ensure safety.

In that case, you’ll want to pull them to the shoulder of the road or otherwise out of the way of approaching vehicles. If you can, you’re going to want to also make sure that you turned the hazard lights on. You can prevent further accidents by sending up flares if you have them, especially if it’s dark out. And if your lights aren’t working. You should prepare for things like this by making sure you also have a flashlight in your car at all times so that if you do have to be on the side of the road and it’s dark, you can at least have the light, the flashlight on to make sure oncoming vehicles can see that you’re there so that they can avoid causing further harm.

Next, make sure you keep a cool head, even if you know that the other person is clearly at fault, try not to yell and become angry. If the other person does so, avoid a confrontation or an argument. Don’t assign fault and important, importantly, also, don’t admit guilt to the other persons who are at the scene.

Next, you’re going to want to document the accident. Now, what I mean by that is if your injuries allow you to do so and you have a phone with a camera or video on it or otherwise have a camera or video recorder available, take photos and or videos of the scene.

What you want to depict are the roadway itself and the nearby traffic controls. You want to show the position of the vehicles where they came to rest after the accident. And if they were moved, you want to also show where they were eventually moved. You want to show the damage to the exterior and the interior of the vehicles that were involved. You want to show debris like broken glass. If if there, if there are such, if there is such evidence of debris. You’re also going to want to show skid marks. You want to show the vehicle license plates.

In addition, you want to gather information from witnesses to the accident. The contact information, their names, what they might recall as far as the scene of the accident. Take note of any potential traffic cameras or security cameras in the in the area because they might have actually picked up footage of the accident. One thing you might want to be aware of also is that if there are ATMs, automatic teller machines, nearby don’t rule out the possibility that the cameras in those machines may have actually picked up footage of the accident.

You also want to note the weather and the road conditions. If, if you can’t take pictures, you’ll want to make a diagram while everything is still fresh in your mind or record it on on your your phone with audio, if possible.

Next, call the police. If nobody else has done so, it’s a good idea to call the police, even if it doesn’t appear that there are any serious injuries. You may need to make a police report in order to file a claim with your insurance company, even if it’s just a claim for damage to your vehicle.

The vehicles that are involved in the accident, as I mentioned before, should remain where they are unless they interfere with traffic. That way, when the police arrive, they can make a determination as to how the accident occurred and perhaps assess liability by issuing tickets or traffic citations.

When the police arrive, make sure you tell the officer or the officers exactly what happened. If you don’t know certain facts, tell that to the officer. Don’t speculate, don’t guess. Don’t misstate any of the facts.

If you’re asked if you are injured and you’re not sure, tell them that you’re not sure rather than saying, no, you’re not, not injured. Because often the pain and injuries from the accident don’t become apparent for hours, sometimes even days. So don’t say no or that might be held against you later on when you find out that you’re actually hurting from the accident. You should also make sure that the statements that are made by other persons who were either involved or witnessed the accident are accurate as well.

Be sure to write down the name, the badge number and the agency of the law enforcement officer who responds to your crash and prepares the traffic crash report. Also, make sure you get the report number. You should be able to contact that law enforcement agency within a day or two after the crash and request a copy of the report. In many instances, you’re just going to leave that up to an attorney, assuming that you do hire an attorney to help you, and I’m going to tell you why you should do that in just a moment.

In some states such as Illinois, you also have a legal duty to file a written report with the state’s Department of Transportation. Now, if you’re in a car wreck, when you’re in a different state, it’s best to always call 911 one to make sure that you are compliant with the state laws and to properly document what happened. If the police can’t come to the scene of your accident or if they have to leave before they take a report or they don’t show up because nobody seems to be hurt or the involved vehicles are not blocking traffic, et cetera, don’t panic.

Just make sure you go to the nearest police station and file a report as soon as possible after the accident. Most states allow up to seventy two hours to make a police report, but the laws vary by state. So get there as soon as possible if the police cannot arrive at the scene.

Next, exchange information with the other driver. Now, typically, an investigating officer will obtain that information for you or your insurance company may also do that.

But regardless of whether injuries are seemingly involved or if the police is called, you need to exchange certain relevant information with the other driver. State laws differ on what information you’re expected to exchange, but at very minimum, you’re going to want to get the other driver’s name and insurance information. You should ask to see the other drivers insurance card and if possible, look at that person’s license to confirm that the name and address that they give you are accurate. I’m not suggesting that people don’t give that information accurately, but you can assume that it does occur on occasion.

Also, don’t make any side deals with the other drivers to accept or pay cash for the accident instead of filing an insurance claim. Even if the other driver offers a significant amount of money or claims that they have no auto insurance, it generally creates more problems than it solves. So don’t cut those deals. If they tell you they don’t have insurance coverage again, let an attorney address that issue for you later on.

Important: get emergency medical attention if it’s necessary. All of the other things that I’ve mentioned here may not be addressed immediately if you have acute injuries that require immediate medical attention. Your health and well-being comes first.

Along those lines, don’t reject the emergency care at the scene, nor an ambulance ride to an emergency department if it’s offered or suggested by the emergency personnel who arrive there at the scene.

Even if you think you can tough it out or you can drive yourself to the emergency room, you may find that your injuries are more serious than you thought. And your rejection of care at the scene could later be viewed by an insurance company or even a jury, if it goes that far, as one: an indication that you must not have been injured if you didn’t accept that kind of care or two: you failed to mitigate your damages.

And by that, what I mean is everyone is obligated to do what they can to minimize the impact of damages that they sustain as a result of an accident. So if you don’t get the medical attention that a prudent person would ordinarily allow, that could be held against you. So don’t let that happen.

Next, make sure you report the accident to your own insurance carrier. Even if you weren’t at fault, you’re going to want to alert your insurance carrier to the accident. Many policies require that you report as soon as possible and you cooperate with with them. Otherwise they can deny benefits to which you might be entitled.

Now, why would you care if that’s the case if the other party is at fault? Well, I’ll tell you, because often the other parties insurance is going to delay in paying anything. Even if the other party is at fault, a lot of times their insurance is going to drag their feet. Sometimes there are legitimate reasons for their delay. For instance, they need to conduct their own investigation and speak to their own insured. Other times they’re simply being obstructionist in order to force you to accept a nominal settlement. So you can turn in those instances, you can turn to your own insurance to repair or replace your vehicle and get your rental vehicle if it’s necessary.

And if you have MedPay, medical payments coverage, or PIP, personal injury protection, you may rely on that coverage to pay some of your initial medical bills or at least cover any deductible or copay you may have with, if you have other health insurance options. And don’t feel bad for your own insurance company, that’s what you pay for. And they’re going to be reimbursed in most instances when a recovery is made against the other person’s insurance. So be sure you get in touch with your own insurance carrier so that you can take advantage of any coverage that you have.

Also, make sure you follow up and we talked about the emergency attention, but follow up with medical care and treatment. Whether you seek emergency care or not, after the accident, the chances are you’re going to feel the effects of an accident in the hours or days that follow. Don’t delay, seek the appropriate care and treatment. Sometimes that will be emergency care. Sometimes that may require a visit with a family doctor or a chiropractor. And then once you’re seen by an initial treatment provider, there might be a determination made that you need further follow up with other treaters like physical therapists, orthopedist, neurologists, et cetera.

Also, keep in mind that if you lost consciousness or were dazed for even a short period of time following a collision that you may have suffered a concussion or a closed head injury. This can cause cognitive and behavioral changes if it’s not treated properly. So be sure to get that proper follow up.

Next issue to discuss, do not help the other person’s insurance company. You have an obligation to cooperate with your own insurance company, but there’s no such obligation with respect to the other driver’s insurance company.

That company representative may certainly reach out to you and attempt to get a recorded statement. Don’t do that. It may appear to be innocuous. It may appear to be innocent. But even though it may not lead to problems, it certainly can. Their job, bear this in mind, their job is always to minimize that insurance companies obligation to pay compensation to you. And they’re going to frame questions and information in the way best suited to do that.

So similarly, don’t sign anything that they ask you to sign. Don’t sign medical authorizations, don’t sign release forms. They may tell you that they need an authorization in order to review and pay your medical bills. However, they’re often going to use those authorizations to dig into your past medical history in order to argue that your injuries are related to something other than the accident. All information should be provided to that insurance company, via an experienced attorney who is representing you. And we’re going to talk about that again in a moment.

I do want to point out, however, that sometimes the insurance company that represents you is also the insurance company that represents the other party. So in those instances, you do, it’s kind of odd, because you do have an obligation to speak to the adjuster who is assigned on your policy, but you don’t have any obligation, and again, what I just outlined applies when it is the adjuster who is assigned for the other party’s policy, even though there is, it’s the same company, they’re supposed to keep those claims issues separate and apart.

That, again, is why it is important to speak to an attorney and make sure that you are compliant with your obligations under your own coverage, but you are not giving up opportunities to make arguments for compensation under the other person’s coverage.

So, as I mentioned, speak to an attorney. If your injuries warrant the attention of a treatment provider, they likely also warrant the attention of an attorney.

There are so many things that can go wrong when an accident victim tries to go it alone. As an accident victim, you’re not going to know what you’re obligated to provide to insurance carriers, nor are you going to know what you’re entitled to receive in the way of compensation. That creates an environment that allows accident victims to be exploited by greedy and unscrupulous insurance companies. And I’m not saying that all companies are that way, nor am I saying all adjusters are that way.

But the insurance industry hasn’t become a trillion dollar industry by willingly giving everyone the compensation to which they’re entitled. Their job is to try to resolve claims for as little as possible while they accept the premiums from their insureds. So an experienced injury attorney will know how to gather the necessary information, ensure that you get reasonable and necessary medical care or other care and treatment, and make sure that you’re properly compensated for your medical bills, your lost wages, your out of pocket expenses, property damage, pain and suffering and other damages.

To help your attorney get you that proper compensation, be sure that you’re also keeping a journal and or a file of your accident and treatment. Write down your memories of what happened in the accident, while those details are still fresh in your mind. Keep a journal that records your injuries and the way they’ve impacted your normal life activities. It’s also a good idea to keep a file in which you can store copies of medical bills and other receipts, accident reports, work records and correspondence between you and the insurance company representatives. Now, good attorney is also going to gather that from the sources, but it doesn’t hurt for you to start gathering that right away.

Also, make sure that you keep all of your treatment appointments and don’t do anything inconsistent with your care. Insurance companies will be watching. As I mentioned before, you have a duty to mitigate your damages. If you fail to keep your treatment appointments, there’s an argument that can be made that if you had done so, if you had properly treated, your injuries would not have been as, as difficult to deal with, they would have resolved quicker, et cetera. So you need to mitigate those damages by making sure that you are keeping those appointments.

You also don’t want to do anything inconsistent with your care, as I mentioned. So if you have a neck injury, it doesn’t make sense for you to try to go out bowling. And then, of course, somebody may post a photo of you enjoying yourself bowling. That’s obviously very inconsistent with your injuries and the care that your treatment provider may be attempting to provide.

Along those similar lines, do not share your case with other people. While you might be able to discuss what happened with your family, you should be cautious about talking to others about your accident, because conversations with friends or with the general public are not protected by confidentiality privileges. So specifically, never discuss your cra, crash or your injuries or your treatment or your dealings with the insurance company on social media.

So don’t post on Facebook, don’t post on Twister, Twitter or any other social media, because those posts and those comments can be used by the other side, if the case goes to trial, they can be admissible and they can be used against you. So be sure to avoid that.

I hope this information was useful. If you’ve been injured in a car accident, again, it’s extremely important that you get a personal injury attorney on board as soon as possible. I’m not here to solicit cases, but if you have any questions or need help with the car accident, feel free to contact me directly or contact VanDerGinst Law at 800-960-8529 or info@vlaw.com.

As with most, as with most personal injury attorneys, consultations are free and there’s never an attorney fee unless we get you compensation.

Thank you for listening to Legal Squeaks. Again, if you haven’t already done so, please register, subscribe, review and or like Legal Squeaks on your favorite podcast platform. You can check out the video recording of this podcast and other episodes at legalsqueaks.com. Also, please be sure to check out our other podcast, Uncommon Convos.

Look for us next week when we will have some more important legal and consumer information on Legal Squeaks. In the meantime, have a great day. Stay safe. And I love you all.

Anyone can make that kind of statement.  But can they prove it?  We can.  VanDerGinst Law is one of the only law firms in the country to have been awarded the Better Business Bureau’s Torch Award for Ethics.

We have also been awarded the Client’s Choice Award from Avvo Lawyer Rating Service and the Client Champion Award from Martindale-Hubbell Attorney Rating Service.

(Click here to see testimonials from some of our clients)

Our personal injury attorneys can assist you with just about every type of injury related claim, including but not limited to car accidents truck accidentsmotorcycle accidentsworker’s compensation, slip and fall accidentsdog attacksinjuries caused by dangerous or faulty productsmedical negligenceboating accidentsplane accidentsrailway accidentsconstruction accidentswrongful death,  and just about any other accident caused by negligence or the wrongdoing of another.

With over thirty years of experience and having represented over 50,000 injured clients, VanDerGinst Law understands what you are going through. We can relieve your worries and stress and get you the compensation you deserve.

Don’t delay, contact us today. Click here or call 800-797-5391 for a FREE, no obligation consultation.

They say a good lawyer knows the law, but a great lawyer knows the judge! At VanDerGinst Law we know injury law.  We have represented over 50,000 injury victims over the years. But we also know the judges, lawyers, medical providers, and insurance adjusters who are involved in injury claims and lawsuits!

We have made record recoveries for a variety of different types of injury cases.  We have been recognized by peers, clients, and other professionals as among the best in the country in personal injury law.

We recover millions of dollars for injury victims each year.  We will fight hard to get you the money you deserve!

(CLICK HERE TO SEE SOME OF OUR AWARDS AND ACCOLADES)

With national resources and local connections, our personal injury attorneys can get you the maximum compensation for your personal injury claim.

Our Personal Injury Lawyers Also Have the Inside Track into The Insurance Industry.  We do not, and never will, represent insurance companies, thus always ensuring that we never have a conflict of interest in representing our injury clients.  But we employ former insurance adjusters and insurance defense lawyers who know the tricks of the trade.  We put that knowledge to work for you!

If you have suffered serious injuries, you need a personal injury law firm that focuses on injury law, rather than a lawyer who occasionally “dabbles”.  The practice of law is a lot like the practice of medicine. There are practitioners who have “general” practices and others who specialize.

At VanDerGinst Law we focus on injury law.

We are not saying that general practice lawyers cannot handle an occasional injury claim. But, if you needed brain surgery you would see a brain surgeon, not the family doctor, nor a gynecologist. By the same token, you can feel completely confident that you will be in good hands with the personal injury lawyers of VanDerGinst Law.

We can expertly handle ANY injury case that comes our way.

At VanDerGinst Law we handle personal injury cases on a contingent fee basis.  That means that if we fail in getting you money for your injuries, there is NO ATTORNEY FEE.  You will NEVER be out of pocket a penny.  We do not get paid unless and until you do.  Our fee is a percentage of the amount recovered. The percentage depends on the type of case we handle and whether the case must be litigated.  But it is never more than 40% of the recovery and is usually between 20% and one third.

Additionally, even though other personal injury lawyers say they charge a contingent fee, they may also require a retainer fee for costs (for filing fees, expert fees, court reporter fees, postage, records, etc.)  That can often be hundreds, even thousands of dollars.  At VanDerGinst Law we charge NO RETAINER FEE on injury cases.  We forward all costs necessary to pursue your claim.

We know how devastating serious injuries can be.  You may be suffering pain and incurring medical bills.  You may not be able to work due to your injuries.  The personal injury claims process can be agonizing, confusing and frustrating. The last thing you need is to hassle with medical providers, insurance carriers and adjusters.

Let VanDerGinst Law handle the stress and mess so you can concentrate on getting better!

We make opening a personal injury case as quick and convenient as possible.  You can visit one of our convenient office locations, or if you prefer, we can come to you.

We can also open most files right on the phone or online! Video conferencing is also available!

We are available 24/7 every day of the year! Simply click here or call 800-797-5391

We do whatever is reasonably necessary to open your file as quickly and easily as possible.  Once we open your file, we take immediate action to investigate and position your case to get the maximum compensation you deserve.

Many law firms require injury clients to track down medical and other documents.  At VanDerGinst Law our Personal Injury Lawyers and professional staff do all the work necessary to document your injuries.  We obtain all the records from medical providers.  We coordinate health insurance, Medicare, Medicaid, medical payment insurance, and any other benefits which may apply to your case.  We negotiate with the insurance adjuster and other representatives of the opposing party.  We do our best to position your case for the best settlement possible.  If the opponent doesn’t offer a reasonable settlement, our highly experienced personal injury attorneys are prepared to do battle in court, where we will fight hard to get you the best result.