It’s easy to feel overwhelmed after a car accident.
While you are being treated for your injuries, transported to the hospital, or talking with law enforcement on the scene – you probably can’t help but think about your vehicle too.
Is it drivable? Where are they taking it? Who’s going to fix it? How long will it take? How much will it cost? How will I get to work? How will I get my kids to and from school and activities?
What am I going to do without transportation?
Jump to a few days later…. You’ve been home recovering from your injuries, and haven’t even thought about your car.
Today, however, you have a follow-up with your doctor, you’re scheduled to start physical therapy, you need to get groceries, and you realize – you have no transportation.
You have voicemails from both your insurance company and the insurance company of the person who crashed into you. Now what?
Property Damage vs. Personal Injury
Property Damage and personal injury are usually considered separate, even when they’re part of the same accident.
The property damage claim is often paid by the at-fault driver’s insurance company, and this happens fairly quickly following the accident.
However, in some cases, there is questionable liability or a need for negotiation with the insurance carrier.
Insurance companies oftentimes make low-ball offers to settle claims, including property damage.
Additionally, they might try to pressure you into accepting their offer – knowing you likely have not had time to obtain repair estimates or research the value of your car.
If you’ve retained an attorney to help with your personal injury claim related to the accident, you should ask how they can help you with your property damage claim. Some, but not all, attorneys will help you with both aspects.
VanDerGinst Law now takes care of your property damage claim if we also handle your personal injury claim.
We want you to take care of you and focus on your recovery, while we take care of the rest.
We will coordinate benefits with your insurance carrier, the at-fault party’s insurance carrier – or both if necessary.
We will help with getting estimates, and if available, coordinate the use of a rental vehicle while yours is being repaired.
The value you place on your vehicle may not be the same as the value the insurance company places on it.
When there is a dispute about property damage, it’s usually about value–not liability.
This means the insurance carrier is not arguing that you are at fault, they just don’t want to pay you as much as you think they should – sometimes this is just a matter of a few hundred dollars, but it could be a few thousand.
We have a team dedicated to settling the property damage claims on our clients’ cases, and we would be glad to take this burden off your shoulders, with no additional fees, as a part of handling your injury claim.
Contact VanDerGinst Law Today
We take personal injuries personally. Our team of experienced attorneys would be honored to help you with your property damage case.
We take care of the legal side so that you can worry about getting better.
The insurance company has a team of attorneys on their side–why shouldn’t you?
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The information contained on this website is presented by VanDerGinst Law P.C. It is not intended nor should it be construed as professional legal advice. The information is general in nature about the Firm, the scope of services we offer, and our community outreach, it is not legal advice. Please contact us by phone, email, mail, or via this website for inquiries. Contacting us does not create an attorney-client relationship. Please contact a personal injury attorney for a consultation regarding your situation. This website is not intended to solicit clients outside the State of Iowa and/or the State of Illinois.