Workers’ Compensation Lawyer Serving Clients in Iowa
hurt on the job in Iowa can be devastating. Hospital bills will add up, and
your injuries may be severe enough that you are unable to return to work. It is
extremely important to know whether you qualify for workers’ compensation
benefits and to take all necessary steps to ensure that you remain eligible.
you got hurt at work, you may be eligible to receive medical and financial
benefits by filing a workers’ compensation claim. An experienced Iowa workers’
compensation attorney can assist with your case.
What is Iowa Workers’ Compensation?
Workers’ compensation is a type of insurance that many employers in Iowa are required to have in the event that an employee gets hurt on the job. According to a workers’ compensationFAQ sheet from Iowa Workforce Development, the state’s Workers’ Compensation law “requires most employers to provide benefits to eligible employees who have injuries arising out of and in the course of employment.”
order to be eligible for workers’ compensation in Iowa, one of the following
must be true:
- Injury occurred
- Employee was
working under a contract of hire made in Iowa; or
employer is principally localized in Iowa.
all employees are covered by workers’ compensation. For example, some employees
who work for very small businesses may not be covered. Similarly, independent
contractors typically are not covered by workers’ compensation. Members of
limited liability companies also are exempt. If you have questions about
whether your employer is required to provide workers’ compensation coverage,
you should speak with a workers’ comp lawyer in Iowa.
What Types of Injuries in Iowa Are
Covered By Workers’ Comp?
injuries that arise out of employment are covered by workers’ compensation. To
be clear, an injury under Iowa’s workers’ comp law is defined very broadly to
include a wide variety of illnesses and injuries that occur on the job or as a
result of the job. Workers’ compensation even provides benefits for injuries
that occur as a result of the employee’s own error or negligence.
only major requirement of the injury for coverage is that it arises out of the
course of employment. Examples of covered injuries include but are not limited
- Injuries that
occur while the employee is working;
- Diseases that
result from employment activity or exposure;
- Hearing losses
that result from employment activity or exposure; and
injuries or diseases only when they
are aggravated or worsened by employment.
How Does an Injured Worker Apply for Iowa
Workers’ Compensation Benefits?
be eligible for workers’ compensation benefits, an injured employee must abide
by certain reporting requirements and time limitations, including the
- Notice of Injury:
employee must provide notice of the injury to the employer within 90 days of
the date of the injury (or the date on which the employee knew or should have
known about the injury);
- Employer’s First
Report: employer is required to file a report with the workers’ compensation
commissioner when an employee provides notice of an injury; and
- Statute of
Limitations for Claim: to remain eligible for benefits, the employee must file
a claim within a specific period of time (depending upon the employee’s
specific case, the statute of limitations may be two years or three years from
the date of the injury).
Contact an Iowa Workers’ Compensation
If you need assistance with a workers’ comp claim, an aggressive Iowa workers’ compensation lawyer can help you. Contact VanDerGinst Law at 1-800-797-5391 for more information.
The information contained on this website is presented by VanDerGinst Law P.C. It is not intended nor should it be construed as professional legal advice. The information is general in nature about the Firm, the scope of services we offer, and our community outreach, it is not legal advice. Please contact us by phone, email, mail, or via this website for inquiries. Contacting us does not create an attorney-client relationship. Please contact a personal injury attorney for a consultation regarding your situation. This website is not intended to solicit clients outside the State of Iowa and/or the State of Illinois.