VanDerGinst Law Filing Iowa Derecho Business Interruption Cases

Was your business affected by the derecho storm in August 2020?

We know that the communities of Marshalltown, Ames, Iowa City, and Cedar Rapids were hit especially hard by this storm.

VanDerGinst Law seeks to help those business owners that have been affected by this terrible natural disaster by helping file claims against their business insurance policy. More specifically against the business interruption clause of your policy (if you have that clause included).

Business owners often have insurance claims available through their own business insurance to compensate for lost income due to damage and power outages associated with the derecho storm.

You may have that coverage and not even be aware.

What is Business Interruption Insurance?

Business interruption insurance is an insurance coverage that covers your business expenses when your business isn’t capable of generating revenue due to unforeseen circumstances.

This coverage is usually a clause within your Business Owner’s Policy (BOP) and is meant to go into effect if your business has been affected by a major disaster, such as the derecho storm.

During such an unexpected disaster where your business is unable to generate money, you may still be liable to cover your mortgage or rent for your business, loan payments, taxes, and payroll.

Having these debts can be a scary thought when your doors are closed.

The Derecho Storm of August 2020

The derecho of August 2020 is one storm that has caused some of the most economic devastation in modern times. The damage has been estimated at $7.5 billion.

The storm killed the power to 133,000 homes and businesses in Cedar Rapids alone, not to mention all of the other cities the storm blazed a path through from Iowa to Indiana.

There was barely a home or business in its path that didn’t suffer some type of damage.

If you had business insurance before the storm hit, you may be entitled to compensation through the business interruption clause in your policy.

Let VanDerGinst Law Help You Through It

VanDerGinst Law is partnering with Andrew D. Schneider, Esq. to provide our clients with analyses of their business interruption economic loss claims due to the derecho storm.

Filing a claim can be complicated and intimidating.

Insurance companies are not in the business of losing money and don’t make it easy for you to collect on a claim.

That’s where we can help!

We can evaluate your situation for FREE to determine if you have a claim for compensation.

If so, WE will negotiate on your behalf to get you every cent to which you are entitled!

If we don’t get you compensation, you do not owe us a dime.

Click the button below to see if you qualify.

You will be redirected to the Archetype Consulting website, our partner, where you can provide us with basic information about you and your business, as well as a copy of your insurance policy, and some information about your business finances.

The information contained on this website is presented by VanDerGinst Law P.C. It is not intended nor should it be construed as professional legal advice. The information is general in nature about the Firm, the scope of services we offer, and our community outreach, it is not legal advice. Please contact us by phone, email, mail, or via this website for inquiries. Contacting us does not create an attorney-client relationship. Please contact a personal injury attorney for a consultation regarding your situation. This website is not intended to solicit clients outside the State of Iowa and/or the State of Illinois.