After an accident, you may be wondering, when do I need a lawyer? Personal injury attorneys have experience representing injured clients, and they obtain compensation for their client’s injuries.
Some individuals try to handle their personal injury cases on their own. However, this usually isn’t a good idea. At the end of the day, your goal is to be compensated for your injuries, pain, suffering, and lost time at work, and a personal injury attorney can help with your personal injury case.
When might you need help with your personal injury case?
1. Your Injuries Are Severe
Bumps and bruises often heal quickly, but more severe injuries do not. Being injured in an accident may affect your ability to work and carry on with regular daily activities. Along with reducing your earning potential, injuries come with costly medical bills. A personal injury lawyer can help you recover lost compensation or wages and medical expenses.
2. You Are Now Disabled
In the field of personal injury, there are several classifications of disability. Classifying your type of disability will help determine the amount of compensation you can obtain. For example, if you are temporarily disabled, you can receive compensation for the time you are unable to work. But if you are permanently disabled, you will receive compensation for future earnings as well.
Working with a personal injury attorney that is familiar with the various levels of disability helps you assess whether an offer is fair.
3. Your Bills Are Substantial
Due to your injuries, you may be facing a mountain of bills. They may be medical bills or everyday bills you cannot pay due to your inability to work. A personal injury attorney can help you fight for just compensation for your injuries. This helps relieve some pressure and leaves you feeling more secure.
4. It Is Unclear Who Is Liable
When it is obvious the other party is at fault, this makes the case easier to handle. Unfortunately, the situation is usually not clear or simple to prove. Lawyers know how to promptly gather compelling evidence for you. Additionally, an experienced personal injury attorney consults with accident reconstructionists and industry experts as well which leaves you time to heal from your injuries without worry.
5. There Were Multiple Parties Involved
If the accident involved multiple parties, your case may be more complicated. Insurance policies generally have per-accident liability limits. This means that when several people suffer injuries in the same accident, there may not be enough settlement money for everyone involved.
On the other hand, multiple parties may also mean that multiple people share blame for the accident. You may be able to pursue compensation under more than one insurance policy. However, this can be a complex process.
A personal injury attorney knows how to allocate fault and help you get your fair share of the insurance funds. Further, if insurance funds aren’t enough to cover your losses, an injury attorney can help you assess other options for compensation. This includes collecting directly from the at-fault driver.
6. You Have Not Received a Fair Settlement Offer
Most personal injury cases settle out of court. However, often, insurance companies offer very low or insulting, settlements. A personal injury attorney will have the best idea of what fair compensation is for your injuries and won’t settle for less.
If necessary, a personal injury lawyer will also escalate your case and take the insurance company to court. Although this isn’t ideal, if the insurance company won’t settle for a fair amount, your attorney will go to trial.
7. Issues with the Insurance Company
Dealing with insurance companies is the most exasperating part of a personal injury case. Insurance companies are experts in negotiation. They have no qualms attacking your case. No matter the circumstances or how severe the injuries, they may try to shortchange you.
Having a team of personal injury attorneys on your side brings you peace of mind, and you don’t have to personally deal with the insurance company. This way, you can focus on recovering from your injuries.
8. You Have Lost Wages
Extensive injuries may leave you unable to work for some time. Because of this, you could seek compensation for lost wages from the negligent party. Your lawyer will work to get you the compensation you deserve to avoid further financial hardship.
Do I Need Help with My Personal Injury Case?
While self-representation may save you money in the short term, an attorney can get you fair compensation for your injuries in the long run. Personal injury attorneys know how to handle these cases.
The team at VanDerGinst Law has over 30 years of experience helping clients like you obtain the compensation they deserve. We work closely with our clients with the goal of a swift and just resolution. We’d love to hear your story and see how we can help you. Contact us to schedule your free consultation.
The information contained on this website is presented by VanDerGinst Law P.C. It is not intended nor should it be construed as professional legal advice. The information is general in nature about the Firm, the scope of services we offer, and our community outreach, it is not legal advice. Please contact us by phone, email, mail, or via this website for inquiries. Contacting us does not create an attorney-client relationship. Please contact a personal injury attorney for a consultation regarding your situation. This website is not intended to solicit clients outside the State of Iowa and/or the State of Illinois.