If you were injured on the job you might have considered filing a claim for workers’ compensation benefits. Workers’ compensation benefits can provide compensation for lost wages and health care costs when a worker sustains an injury arising out of the course of employment. Based on the nature of the accident and injury, the severity of an injury can vary widely, as can its permanence. In other words, some workers will recover from an injury after medical treatment and rehabilitative therapy, while other workers will never recover fully from their injuries.
Permanent partial disability (PPD) benefits are some of the most common for injured workers in Iowa and Illinois. We want to provide you with additional information about permanent partial disability benefits and how they relate to workers’ compensation benefits more generally.
Understanding Different Types of Disability Benefits
Each state has its own workers’ compensation laws, and it is important to work with a dedicated workers’ compensation attorney on your case who has experience handling workers’ compensation claims in your state. Generally speaking, it is possible for workers’ compensation law in Iowa and workers’ compensation law in Illinois to provide basic guidelines for understanding the different types of disability benefits that may be available. To understand where PPD benefits fit in, it is important to understand the different types of disability benefits more broadly:
- Temporary partial disability (TPD);
- Temporary total disability (TTD);
- Permanent partial disability (PPD); and
- Permanent total disability (PTD).
PPD benefits are paid to workers who suffered an injury that is permanent but does not result in a total disability or inability to work. However, the permanent disability may affect the worker’s ability to return to the same job he or she had before the injury occurred.
How Much Are PPD Benefits and How Are They Determined?
If you are considering a workers’ compensation claim, you may be wondering: how is the amount of permanent partial disability determined? As we mentioned, each state has its own laws concerning PPD benefits. In Illinois and Iowa, the following is general information about PPD benefits applicable generally to both state’s workers’ compensation laws:
- Employees who sustain an injury that results in a permanent disability but upon recovery are capable of some form of gainful employment may be eligible for PPD benefits;
- PPD benefits are determined by the nature and extent of the permanent disability and the specific body part affected. This information is determined by your medical providers and often additional experts. Once the nature and extent of the permanent disability has been determined, this information is applied to the injured person’s earning history to come up with an amount that can be paid out weekly or reduced to a lump sum;
- PPD benefits can be determined once the injured person has reached maximum medical improvement (MMI). This is the point, determined by the medical providers, when the injured person has reached maximum recovery and rehabilitation from the injury.; and
Contact an Experienced Illinois and Iowa Workers’ Compensation Attorney
If you have questions about PPD benefits, our attorneys are licensed in both Illinois and Iowa and experienced in workers’ compensation claims. Contact VanderGinst Law to learn more about how we can help with your workers’ comp case.
The information contained on this website is presented by VanDerGinst Law P.C. It is not intended nor should it be construed as professional legal advice. The information is general in nature about the Firm, the scope of services we offer, and our community outreach, it is not legal advice. Please contact us by phone, email, mail, or via this website for inquiries. Contacting us does not create an attorney-client relationship. Please contact a personal injury attorney for a consultation regarding your situation. This website is not intended to solicit clients outside the State of Iowa and/or the State of Illinois.