2020 has been a year of hardship for many.
Governor Cuomo’s mandated closures and limited business capacity rules to help stop the spread of coronavirus through New York has hit business owners hard.
This has created a trickle-down effect where employees and their families also suffer financial loss through no fault of the business owner.
This makes it even harder for owners who have done their best to keep their business and their employees afloat.
Coming into the holiday season, new mandates are making it even harder.
New York’s December Shutdown
With December 14th bringing a new shutdown of sorts to businesses in New York, owners are being deprived of one of the most lucrative times of the year–the holiday season.
While the shutdown is necessary to help curb the number of coronavirus cases (a total of 851,400 in New York as of December 20, 2020), it is crushing business owners who are tasked with keeping their business open to maintain their livelihood with reduced or zero revenue coming in.
The majority of 2020 has seen restaurants, bars, hotels, airports, movie theaters, and more hit hard, and with the December 14th mandates only allowing businesses to serve limited capacities of people, no relief is in sight.
Missing Relief From Economic Injury Disaster Loans And Paycheck Protection
While local governments, mayors and governors, are the ones in charge of mandating such restrictions, the federal government is receiving pressure to provide funds to help relieve businesses of some of the stress due to the closures.
Even if you apply for help from the Economic Injury Disaster Loan program or the Paycheck Protection Program, you may not always be approved.
There is only so much funding to go around.
The good news is that some help may be found within your business owner’s insurance policy under a specific clause you may not even know you have.
VanDerGinst Law May Be Able To Help
VanDerGinst Law is partnering with Andrew D. Schneider, Esq. to provide our clients with analyses of their business interruption economic loss claims.
Whether you want help in negotiating your claim with the insurance company or need help in fighting a claim rejection, VanDerGinst Law may be able to help.
Filing a claim can be intimidating, and you may not know where to begin. Insurance companies aren’t in the business of making these things easy on you.
Let VanDerGinst Law get you started and negotiate on your behalf. If we don’t get you compensation, you don’t owe us a dime.
Don’t let the lockdowns in New York mean the end of your business and livelihood.
We would be honored to help you through this tough time.
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