Motor Vehicle Accidents - Insurance
Many states have laws requiring drivers to posses a minimum amount of liability coverage. The amount of insurance a driver is required to carry varies from state to state. The purpose of the insurance is to pay for damages to others if you are found at fault for a motor vehicle accident. If pay for greater coverage, the additional funds may protect you from loss if you are found liable in a motor vehicle accident. Remember, liability insurance only pays to settle claims or judgments against you if you are found negligent.
To shield yourself against claims from other drivers or passengers in case of a motor vehicle accident, you can purchase "uninsured or underinsured motorist benefits" coverage. This allows you to receive compensation from your own insurance company if a negligent driver has limited liability insurance. If the amount of your damages exceeds the negligent party's coverage, you can make a claim under this coverage from your own company.
To cover medical bills, you will need to purchase an additional "medical payments" coverage. Medical payments coverage may go by various names, but the purpose of the coverage is to pay for the medical needs of a driver or passengers. It only covers those who are in the insured motor vehicle.
"Collision coverage" covers repairs or replacement to your vehicle after an accident, regardless of who is at fault. There is usually a deductible on the amount paid. This allows you to have repairs on your vehicle if you are at fault, if your motor vehicle is damaged by someone who has no insurance, or the person at fault flees the scene.
If you are experience difficulty with insurance coverage after an accident, call VanDerGinst Law at 1-866-843-7367 or click here for a FREE online case evaluation. The initial consultation is free of charge. If we agree to handle your injury case, we will work on a contingency fee basis, which means we get paid for our services only if, and when, there is a money recovery for you. In many cases a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. So please call right away to ensure that you do not waive your right to possible compensation.
Links on the Web
 Davenport NewswireComprehensive Real-Time News Feed for Davenport, IA. |
| Fri, 03 Feb 2012 15:53:16 GMT Soko: Who are bishops speaking for? CNN ... U.S. bishops' Committee on Religious Liberty argued that the Obama administration's requirement that most health insurance plans cover contraception goes against "the mandate of Jesus Christ." But Jesus said nothing about contraception coverage, of ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Thu, 02 Feb 2012 20:33:43 GMT Claims Filed at Milwaukee Archdiocese Time ... will end up splitting a settlement amount that will be determined by the creditors' committee, archdiocese and its insurance company. The archdiocese had only $4.6 million in assets to be applied to claims in 2010. A victims' advocacy group called ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Thu, 02 Feb 2012 14:13:28 GMT 550 seeking restitution from Milwaukee Archdiocese Denver Post ... will end up splitting a settlement amount that will be determined by the creditors' committee, archdiocese and its insurance company. The archdiocese had only $4.6 million in assets to be applied to claims in 2010. A victims' advocacy group called ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Wed, 11 Jan 2012 12:14:36 GMT 'This is the answer to a prayer!' Business Wire )--Royal Neighbors of America, Rock Island, IL, is a life insurance company with a difference. It recently surprised Kimberly Furness , Davenport, IA, with a check for $7,500 from its Nation of Neighbors Program to help her keep her theater company ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Sun, 08 Jan 2012 23:01:57 GMT I love this post for so many BlogHer ... hospitality - and sticking to it. One variable of owning a small business I didn't expect to deal with was health insurance. From 1998 to 2010, our health-insurance costs rose from $200 a month to $1,600. The most recent increases made it necessary ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 03 Jan 2012 08:00:00 GMT Undecideds hold the cards as Iowa votes tonight Detroit Free Press ... that he has raised more money in the last few days than he did in the last few months. Glenn Larson, a retired insurance underwriter from Clive, said Santorum represents his values: opposed to abortion, in favor of balancing the budget. "I think he ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
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| Cook County Newswire Comprehensive Real-Time News Feed for Cook County, IL. |
| Sat, 04 Feb 2012 00:51:05 GMT State seeks to add 100,000 to Medicaid program Alton Telegraph ... Medicaid, asked the federal government to approve accelerating the expansion of the state-federal health insurance program under the federal Patient Protection and Affordable Care Act. The request seeks to add 100,000 childless, low-income Cook ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Fri, 03 Feb 2012 21:42:32 GMT Northwest suburban police blotter Daily Herald Tiffany M. Chic, 21, of the 5600 block of Christiana, Chicago, was arrested around 1:05 a.m. Jan 31 at Lake Street and Route 59 and charged with possession of marijuana and drug paraphernalia, no insurance, and one headlamp. Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Fri, 03 Feb 2012 22:12:52 GMT Hanover Park man denied bond in 2001 death Daily Herald ... a pen tip from the victim's nasal cavity, Weiner said. Leaving behind various vehicle documents, including an insurance card, Camacho left the scene and reported the car stolen, Weiner said. Police later found the car abandoned with severe front end ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Fri, 03 Feb 2012 14:02:39 GMT GOP lawmakers: Drop Cook County Medicaid request WLS-AM Chicago ... state lawmakers on Thursday said it would be hypocritical for Gov. Pat Quinn to seek expansion of a health insurance program for low-income adults in Cook County at a time Illinois faces billions in unpaid bills and needs statewide Medicaid reforms. ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Fri, 03 Feb 2012 02:46:29 GMT DUI Charges Filed in Crash Involving Fire Truck WMAQ-TV ... with a misdemeanor count of DUI and cited for failure to yield to an emergency vehicle, driving with no proof of insurance and failure to stop at a stop sign, police News Affairs Officer Laura Kubiak said Wednesday. Caston, 18, was ordered held on ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Fri, 03 Feb 2012 01:19:54 GMT Charges upgraded against driver in crash with fire truck ABC7 Chicago ... with a misdemeanor count of DUI; and cited for failure to yield to an emergency vehicle, driving with no proof of insurance and failure to stop at a stop sign, police News Affairs Officer Laura Kubiak said Wednesday. On Thursday, the DUI charge was ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
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