Motor Vehicle Accidents - Insurance
Many states have laws requiring drivers to posses a minimum amount of liability coverage. The amount of insurance a driver is required to carry varies from state to state. The purpose of the insurance is to pay for damages to others if you are found at fault for a motor vehicle accident. If pay for greater coverage, the additional funds may protect you from loss if you are found liable in a motor vehicle accident. Remember, liability insurance only pays to settle claims or judgments against you if you are found negligent.
To shield yourself against claims from other drivers or passengers in case of a motor vehicle accident, you can purchase "uninsured or underinsured motorist benefits" coverage. This allows you to receive compensation from your own insurance company if a negligent driver has limited liability insurance. If the amount of your damages exceeds the negligent party's coverage, you can make a claim under this coverage from your own company.
To cover medical bills, you will need to purchase an additional "medical payments" coverage. Medical payments coverage may go by various names, but the purpose of the coverage is to pay for the medical needs of a driver or passengers. It only covers those who are in the insured motor vehicle.
"Collision coverage" covers repairs or replacement to your vehicle after an accident, regardless of who is at fault. There is usually a deductible on the amount paid. This allows you to have repairs on your vehicle if you are at fault, if your motor vehicle is damaged by someone who has no insurance, or the person at fault flees the scene.
If you are experience difficulty with insurance coverage after an accident, call VanDerGinst Law at 1-866-843-7367 or click here for a FREE online case evaluation. The initial consultation is free of charge. If we agree to handle your injury case, we will work on a contingency fee basis, which means we get paid for our services only if, and when, there is a money recovery for you. In many cases a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. So please call right away to ensure that you do not waive your right to possible compensation.
Links on the Web
 Davenport NewswireComprehensive Real-Time News Feed for Davenport, IA. |
| Mon, 26 Jul 2010 07:00:00 GMT Running: Haslett coach Stanko breaks Ele's Place 5K mark Lansing State Journal ... Marathon champion decided to compete in the 3.1-mile event that starts and finishes near the Jackson National Life Insurance Headquarters and promply completed the course in a record time of 14 minutes, 53 seconds. 'Sometimes, you just have to roll ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Thu, 15 Jul 2010 03:51:32 GMT FEMA won't help pay for new U. of Ia. museum WOC-AM Davenport ... ST TO REPLACE THE BUILDING. SO, THE AGENCY SAYS IT WILL HELP REPAIR THE EXISTING BUILDING. THE UNIVERSITY SAYS ITS INSURANCE COMPANY WON'T COVER THE ART COLLECTION IF IT'S HOUSED AT THE RIVERSIDE LOCATION. Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Wed, 02 Jun 2010 07:00:00 GMT Agendas on the fly: Flint school board often waives rules to slip in meeting items MLive.com ... with grant money that had to be spent by Sept. 30. Sept. 16, 2009: Approved changing district employees' health insurance provider from the union-backed MESSA to HealthPlus of Michigan to save money. Aug. 5, 2009: Passed a resolution allowing an ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Thu, 24 Jun 2010 10:12:00 GMT Insurance Auto Auctions opens new Iowa facility Aftermarket Business Insurance Auto Auctions , a salvage auto auction company and a wholly owned subsidiary of KAR Auction Services, opened a new facility in Davenport, Iowa. Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Wed, 23 Jun 2010 17:27:33 GMT Storms in DeWitt KWQC-TV Davenport ... down, because without the limb, the tree is off balance and could come crashing down on its own. Workers at an insurance company also got quite the surprise when they showed up for work. A neighboring utility shed blew to pieces. "I was worried ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Wed, 23 Jun 2010 09:59:11 GMT Insurance Auto Auctions Boosts Midwest Footprint with Newest Facility Auto Remarketing Insurance Auto Auctions boosted its presence in the Midwest again recently, rolling out its 23rd location in the region. Click here to read this Motor Vehicle Accidents - Insurance news article. |
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| Cook County Newswire Comprehensive Real-Time News Feed for Cook County, IL. |
| Wed, 28 Jul 2010 14:12:52 GMT Morning Shorts The Capitol Fax Blog ... Oak settlement U.S. Bankruptcy Court Judge Pamela S. Hollis has approved a settlement that routes $7 million in insurance money to Burr Oak and $150,000 to Cedar Park Cemetery in Calumet Park, Howard Korenthal, a court-appointed reorganization ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 27 Jul 2010 16:42:35 GMT Stroger Declares Cook Co. Disaster Area MyFoxChicago ... the red tape. They say they need to get federal disaster relief to the victims of the weekend flood. They said insurance money and community budgets are low, putting homeowners in a bind, many of whom don't have flood insurance. In order to qualify ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 27 Jul 2010 10:43:10 GMT Sneed: Berliant snuck in Chicago Sun-Times ... body-dumping scandal at Burr Oak Cemetery. * To wit: Sneed is told $7 million will be paid from the cemetery's insurance policy to about 200 people who filed suit. * Still on hold: The sale to a new set of local owners. * Translation: Sneed hears ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 27 Jul 2010 01:43:17 GMT Westchester Hit Hard by Weekend Storms MyFoxChicago ... hit hard by the weekend rain storm a federal disaster area. They say at a time when residents are cash strapped, insurance money has run out and community coffers are all dried up, they need federal money more than ever to be able to recover from a ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Mon, 26 Jul 2010 19:19:42 GMT Read Article Here Des Plaines Valley News ... D-12th District, of Chicago, who teamed up with him on opposing an 8-year, $430 million no bid contract with Aflac Insurance that was implemented despite being voted down. "Commissioner Claypool and I were the only two commissioners who took former ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Sat, 24 Jul 2010 07:36:41 GMT Hewitt investors sue over $4.9 billion Aon buyout Daily Herald Hewitt Associates Inc., the human resources consulting firm, was sued in an Illinois state court by investors claiming its $4.9 billion acquisition by the Chicago insurance brokerage Aon Corp. Click here to read this Motor Vehicle Accidents - Insurance news article. |
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