Bad Faith Insurance
When insurance companies try to avoid paying justified claims, their actions are in "bad faith." To deny your valid claim for false, fraudulent or insincere reasons is the insurance company's breach of your trust and an outright betrayal.
"Bad faith" can sometimes come in the form of your insurance company refusing to pay you the full amount of benefits for which you have contracted. For example, you are injured and your medical bills equal $50,000, yet your insurance company agrees to only pay $20,000.
Several states have laws that require you to purchase motor vehicle insurance if you own a vehicle. In addition to mandatory car insurance, many consumers purchase insurance intended to protect their families in the event of catastrophe. Some insurance companies will make false promises in order to sell a more costly insurance policy. It is important to remember that insurance companies are in the business of making a profit and often make huge gains by paying less than they should when approached with a claim. Consumers are conditioned to believe that their insurance company is looking out for their interests when, in fact, many employ highly paid in-house lawyers whose job it is to intimidate you into accepting an unacceptable and often unfair settlement.
Receiving your fair settlement from a reputable insurance company can be difficult without proper legal counsel. If you feel you have experienced insurance company bad faith, you may be able to file a "bad faith" insurance claim against your insurance company.
It is not recommended that you file an insurance claim without first getting the advice of an experienced Insurance Bad Faith Lawyer. If you have hired an attorney, you do not need to discuss your claim directly with your insurance company. Refer everything to your attorney and NEVER discuss your accident with the defendant's insurance company.
If your claim has been unjustly denied by an insurance company, call VanDerGinst Law at 1-866-843-7367 or click here for a FREE online case evaluation. Your initial consultation is guaranteed free of charge. During that visit, we will be able to tell you up front what we may be able to do for you, as well as what the attorney fees would be for your case. Our fees are always competitive, so don't hesitate to contact us and learn how we can help.
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